Christianity Archives | Page 19 of 21 | Being Confident Of This

Grace-colored Glasses

July 18, 2013 by stultsmamaof4 54 Comments

Have you ever felt like an epic failure? Have you felt stuck in old patterns that you just can’t seem to overcome? That’s how I often feel when it comes to my marriage. But this story is the moment when I learned to put on Grace-colored glasses and see myself through them.

………………………………

Last night I had a little run-in with Perfectionism again. He just won’t leave me alone.

He follows me wherever I go, pointing out flaws in my house-keeping, my parenting, my marriage relationship, even my walk with the Lord. Some days I can ignore him and others I can’t escape. And I know it’s Perfectionism and not the Holy Spirit because of his voice. He whispers lies to me: “you’ll never change” or “you’re never going to be good enough” or “why even bother anymore.”

I’ve been enslaved by his words before, but last night was different…

The location of this post has moved! To read the rest, click here.

Much Ado about Missions: 8 Resources for Teaching Missions

July 15, 2013 by stultsmamaof4 27 Comments

As I mentioned in my last post, Global Missions has really been on my mind and heart recently, so I’ve joined forces with two amazing bloggers to do a series of posts on developing a missions mindset within the home.

This week our focus is on ways to teach or emphasize missions in our own homes.

When I began researching for materials on missions to use with our four children (ages 4 through 13) in the home, I was pleasantly surprised by the variety of options available! I’ve compiled a list of favorite finds to share with you all.

8 Resources for Teaching Missions to Kids

*This post makes use of affiliate links. For more information, please visit Being Confident of This’s About page. Thank you for supporting the ministry of this site!

1. Growing Up Wild DVD series –is about a family of missionaries living in a tribe in Indonesian Guinea. This DVD series is unique because the missionary children are the ones narrating and introducing topics rather than the adults.

The Wild brothers even have their own blog! So far, we have only watched the video clips available on the website, but we plan to purchase or borrow a DVD or two from this series. This method of teaching missions works well for antsy learners. 🙂

2. Caravan Friends website – is about the peoples of Asia – a country in the most unreached sector of the world. I love this website for teaching missions, and so did my four children (ages four to thirteen)! It is colorful and aesthetically pleasing. The characters they have created help teach children about different areas of Asia, and my children really connected with them.

The videos were interesting to watch and after watching one only twice, my seven-year old was spouting off facts about the people groups there. The stories are easy to read and not too long. In fact, I had our seven-year old read several to his younger siblings and he was able.

The website also includes resources for parents and teachers who are teaching missions, such as printables, coloring pages, and other suggested activities (seriously, check out the activities tab for some amazing ideas), etc. This would be the perfect site for someone wanting to lead a class on Missions for children, for a free homeschool curriculum resource, or for Children’s Church, Sunday School, AWANA, Vacation Bible School, etc.
3. Trailblazer Books by Dave and Neta Jackson – we just discovered this series of books and so far, the kiddos love them, even our thirteen-year-old son! 🙂 This series doesn’t solely focus on missionaries, but also on other Heroes of the Faith, such as Harriet Tubman, Martin Luther, etc. Each biography is told from the point of a young, fictional narrator.

Right now we are nearly finished with the Samuel Morris story, and we have requests to read more of it nearly every day. It’s one book that I have actually been tempted to read more of on my own, even! Our four-year-old twins will usually only sit for one chapter at a time, but older children could easily read several chapters. I was happy to find that amazon carries used copies of volumes that contain 5 stories each! We bought several volumes for less than $20. The volume pictured below features Harriet Tubman, but it also has 4 other biographies in it. 🙂

4. Kids on Mission website – this website is put out by the International Missions Board of the Southern Baptist denomination. Kids on Mission offers a subscription that will provide you with a quarterly release on DVD. However, according to the website, if you are willing to download the files from the internet directly, you can access them for free! Under the prayer tab, there are even prayer requests from missionary kids themselves. What a unique resource for teaching missions. 🙂

5. New Tribes Mission – is the organization that my parents worked through as missionaries to Papua New Guinea (PNG). On their website you will find individual missionary pages and newsletters, as well as general information. While this website is designed for adults rather than children, I included it because they often upload new videos from various tribes around the world. I know my children enjoy seeing what it’s really like on the mission field or hearing about missions from tribal people themselves.

*One note of caution: not all stories are appropriate for all ages. Be sure to preview the videos before showing them to your children. Also, NTM publishes a magazine full of brief missionary stories that we often read to our children. This resource, NTM@Work, is completely free. All that is required of you is to go to the website to sign up for it! 🙂

6. Torchlighter DVD series – is very similar to the Trailblazer books in that it focuses on missionaries and other heroes of the Faith, but in a dvd format rather than a book format. This series features people like Corrie Ten Boom, Augustine, and others who help spread the Good News.

Our kids’ favorites so far are the Amy Carmichael story and the Jim Elliot story. Each animated feature is about 30 minutes in length. What better way to learn about missions than to hear the biographies of those who suffered for the faith, but impacted the world because of it! 🙂

7. Windows on the World – is a curriculum that focuses on specific people groups, and their culture and beliefs. Some of the information is factual in nature, but there are also stories about the people who live there and ways for children to pray for that particular group. This is an amazing resources for teaching missions with a global perspective.

8. Missionary Stories With the Millers – This book of short stories about real life events that missionaries have experienced was recommended to me by a friend and is on our wishlist! These stories are shorter in nature and would be easier for younger children to sit and listen to.

As I shared previously, I sometimes struggle with the question of “Am I doing enough?”

But I know that this is a good start, to teach my children of the great need. (It doesn’t hurt for me to learn more about the various people groups in need, either!)

Who knows?

We could be raising the next generation of missionaries right within our own homes!

The next post in the bloghop can be found over at Love Notes . Sarah shared more about engaging our children’s hearts in missions in Missional M&Ms!

If you have a tried and true resource for teaching Missions at home, would you please share with us in the comments? Thanks!

Jen 🙂

Also sharing this post with: Hive Resources, Grace and Truth

*This post makes use of affiliate links. For more information, please visit Being Confident of This’s About page. Thank you for supporting this blog!

It Was Ugly (A Five Minute Friday)

July 6, 2013 by stultsmamaof4 37 Comments

Five Minute Friday: Beautiful

The day didn’t start out this way. We left for the beach with smiles on our faces, anticipation building with each mile that passed. We had our swimsuits on, our sand buckets packed, our snack sack filled. We were heading into what was sure to be a beautiful day.

But then it turned ugly.

There was a bee sting and disobedient children followed by a sudden realization that all was not well. Disappointment, frustration, harsh words, and fear all balled up into one, a wound ripped open in the midst of a beautiful day. It was the kind of deep wound that ruins any thought of fun or enjoyment. And the children were watching, and I felt stuck.

I didn’t want to go to the beach anymore. I didn’t want to spend another second within a five-foot radius of him. I wanted to admit defeat, to go home and sob in my bed, alone. I wanted to …

To read the rest, click here and follow me to the new home of this article.

Bags of Hope

July 3, 2013 by stultsmamaof4 15 Comments

Today we saw the fruits of months of labor for a new ministry at our church, a ministry called Bags of Hope. These bags will be given out to parents of infants in the NICU at a nearby hospital. The bags contain handmade blankets, bottled water, snacks, quarters, a journal, a new testament, and other encouraging materials. They are meant to bring Hope and comfort to families who truly need it.

This ministry began in the heart of my friend, Kasandra Begley. Kassy (as we call her) gave birth prematurely to a son, Logan, who spent 17 days in the NICU before he passed into the care of our Father God. But that wasn’t the end of the story for Kassy. She could have easily given up there that day, given in to the desire to die within, given in to the numbness that consumes those who are grieving monumental loss.

And perhaps she did, for a time, give up. Goodness knows she still grieves and probably always will, who wouldn’t? But she kept choosing to live, even if sometimes only barely, and she kept seeking something to fill that gap left behind by an infant son.

I met Kassy nearly a year ago when she began to attend our church with her boyfriend. She was very quiet at first, yet friendly. After a time, I asked her if she would like to do a bible study with me, and to my surprise, she agreed! 🙂 We spent quite a few months going through The Stranger on the Road to Emmaus, a chronological approach to the gospel.

I sensed that Kassy yearned for a relationship with our Heavenly Father, but something was standing in the way. At times, I felt she was but a moment away from trusting in Him, only to experience a quick withdrawal. I knew what was bothering her. How could a loving God allow her to become pregnant, live through difficult circumstances, carry a baby, birth a baby, and watch him suffer for seventeen endless days before losing him? How could He?

What does one say to a question like that? I don’t know. I don’t always understand the ways of the Father, but I believe He wants to bring good out of even the most despicable situations. So, that’s what I told her.

We continued to work through our study, right up to the suffering of Jesus, God’s one and only Son, as He willing surrendered His life for our sin.

It was then that Kassy loudly proclaimed, “Me and God have something in common!” I was a little startled and not sure what she meant by the statement. I prodded, “What do you mean?” She excitedly explained that God was showing her that He had lost a Son, too, watched Him suffer physically, be beaten, scorned, and hung on a cross to die a slow and agonizing death. God allowed His Son to die, not only for His Son’s glorification, but also for the good of all mankind.

And suddenly I realized where she was going with it. God knew her pain, felt her loss, understood her life-draining sorrow. He, too, lost a beloved child. The hair on my arm stood on end as I literally felt this truth she was experiencing right before me. It was a moment so powerful and beautiful that every fiber of my being stood at attention. I couldn’t move; I couldn’t speak. The only thing I could do was furiously bat my lashes in an attempt to stem the floodgates. She said, “Oh, man, I just got the chills!” Me, too, Kassy, me, too.

That was the aha! moment for Kassy, the moment she realized God is accessible. He’s not just some faraway deity who metes out punishment when necessary while apathetically ignoring our most desperate pleas. He knows pain is real, wounds are real. He doesn’t turn away from the raw and often ugly emotion that oozes forth from us in our most wretched moments.

No, instead He comforts us with a comfort only He can give, overwhelms us with His very presence, and lavishes love upon us even as we cry out, Why? Why, Father, why?

I imagine Mary Magdalene felt a similar despair when she found her Savior’s tomb empty. The words of the angels were of no comfort to her. The Promised Messiah was dead; what hope was left? She couldn’t even have the satisfaction of caring for his body. In her despair, she turned away. In her despair, she failed to see Jesus before her. In her despair, she questioned.

John 20

11 Now Mary stood outside the tomb crying. As she wept, she bent over to look into the tomb 12 and saw two angels in white, seated where Jesus’ body had been, one at the head and the other at the foot.

13 They asked her, “Woman, why are you crying?”

“They have taken my Lord away,” she said, “and I don’t know where they have put him.” 14 At this, she turned around and saw Jesus standing there, but she did not realize that it was Jesus.

15 He asked her, “Woman, why are you crying? Who is it you are looking for?”

Thinking he was the gardener, she said, “Sir, if you have carried him away, tell me where you have put him, and I will get him.”

And then He said her name.

16 Jesus said to her, “Mary.”

She turned toward him and cried out in Aramaic, “Rabboni!” (which means “Teacher”).

17 Jesus said, “Do not hold on to me, for I have not yet ascended to the Father. Go instead to my brothers and tell them, ‘I am ascending to my Father and your Father, to my God and your God.’”

18 Mary Magdalene went to the disciples with the news: “I have seen the Lord!” And she told them that he had said these things to her.

When Mary saw it was her Messiah calling her, the questions faded away. All that mattered was Him, standing there before her, Hope in the flesh. She left quickly to spread this comfort that she’d been given.

What it really comes down to is this: do you believe that He loves you? I don’t just mean that you say you believe it, or that you want to believe it, but do you truly believe – heart, soul, mind, and strength? Because if you do, if I do, then we can let go of the whys and embrace the gift, the gift of total, unconditional love and acceptance for those who believe in and call on the name of Jesus. When we look at Him, the author and perfecter of our faith, when we truly see Him, Lord of Lords, Blessed Redeemer, those doubts, those questions, those fears, walls, wounds, and chains…..they all fade away into the background.

So, after my friend Kassy accepted this gift, she began to grow and change. I started to see the real Kassy, the one who isn’t shy or quiet at all, the one who likes to laugh and often threatens others with bodily harm (but she doesn’t really mean it, ….well, most of the time). 😉 One day she approached my husband and I about this idea to crochet baby blankets for infants in the NICU. She wanted to honor the memory of her son by doing something she enjoys, something that brings her peace. She also knew that our twins spent some time in the NICU four years ago when they were born prematurely, so we understood the difficulty and fear many parents experience. She thought the church might want to be involved as well.

After discussing what NICU parents might need during an extended stay, we developed a list of items to give along with the blankets. Eventually we settled on a name – Bags of Hope! And just like that a new ministry was born from the pain of her situation, beauty from ashes, joy from sorrow.

Isn’t He amazing? Isn’t His comfort amazing? It is a comfort that we just can’t contain; we are compelled to share the comfort we have received with others. We are compelled to tell them:

There.

is.

Hope.

There is Healing. There is Joy. There is the Promise of a better tomorrow and a perfect everlasting.

What comfort have you received, my friends? Are you still searching for it? It’s there for the grasping – look to Jesus. He’s waiting for you, calling for you. If you already have comfort, are you passing it along? Our stories, our testimonies are powerful tools in the Father’s hands.

Praise be to God, for His name is Comforter.

Jen 🙂

Would you bless Kassy and Bags of Hope by liking the facebook page and helping us spread the word? Click the graphic below.

Into the In Between

June 28, 2013 by stultsmamaof4 22 Comments

Remember that Old Testament story about Abram? The time when God told him to go “in between,” into the land of the unknown with no destination in sight, no idea where the road might lead?

Gen. 12:1 “Now the Lord said to Abram, “Go forth from your country, And from your relatives And from your father’s house, To the land which I will show you…”

I believe my husband and I are facing one of those unknown in betweens. It’s happened before; in fact, it happened as little as 2 years ago when the Lord began to speak to us individually. His voice wasn’t clear at first, just a feeling that some big change was coming and we’d better be ready!

And a few months later my husband quit his job and took a position in full-time ministry. And a year later, we finally sold our house and moved. And it’s been difficult,

And it’s been difficult, yet beautiful.

The in between can be scary – the kind of are you really going to ask me to leave all of my friends and family scary. Do I need to sell my house scary. How will my children react scary. I don’t know if I’m strong enough for this scary. What exactly are you asking scary.

I’ve always been impressed by Abraham’s ability to go forth into the in-between with no ifs, ands, or buts.

No conditions on his obedience.

No bargaining.

No pleading for more time.

Going into the in between without bartering for some sort of control is difficult. But I know if our Savior is leading us there, then the in between will be a good place, perhaps difficult, but good. The in between will be good for me, good for my husband, good for my family, good for my faith.

I know it.

I cling to it.

I wish the knowing lessened the feeling. 🙂 It’s true. The fear is still there, that unknown in between that stretches beyond our human vision. But like Abraham, we’ll venture forth into it, trusting and believing that although we have no idea where the road ends, He does.

It’s true – the fear is still there, that unknown in between that stretches beyond our human vision. But like Abraham, we’ll venture forth into it, trusting and believing that although we have no idea where the road ends, He does.

What was Abraham’s reward? A son.

No even more, a nation of sons. The beginning of the Promise that would bring hope to all mankind, an abundant blessing he could not even have imagined when he first stepped into the in between.

We’ll listen for His voice.

We’ll go in between.

Jen 🙂

linking up at www.lisajobaker.com for Five Minute Friday.

A Savior Who Never Grows Weary

June 26, 2013 by stultsmamaof4 21 Comments

I’m privileged to attend a women’s bible study on Tuesday mornings most weeks. We’re currently studying the book of Hebrews in depth, and this week the focus was on the latter part of chapter seven.

In this chapter, the author spends a great deal of space demonstrating why Jesus is the ultimate High Priest, even greater than Melchizedek, who was a pillar of the Hebrew faith.

Because Jesus is eternal, He is superior.

Because He is perfect, blameless, He is superior.

Because He continues to intercede on our behalf at the Father’s right hand, He is superior.

Hebrews 7

“23 The former priests, on the one hand, existed in greater numbers because they were prevented by death from continuing, 24 but Jesus, on the other hand, because He continues forever, holds His priesthood permanently. 25 Therefore He is able also to save forever those who draw near to God through Him, since He always lives to make intercession for them.

26 For it was fitting for us to have such a high priest, holy, innocent, undefiled, separated from sinners and exalted above the heavens; 27 who does not need daily, like those high priests, to offer up sacrifices, first for His own sins and then for the sins of the people, because this He did once for all when He offered up Himself. 28 For the Law appoints men as high priests who are weak, but the word of the oath, which came after the Law, appoints a Son, made perfect forever.”

When asked to reflect on these verses, the end of verse 25 jumped out at me. “He always lives to make intercession for them.” That is His purpose at the right hand of the Father, to intercede on my behalf, continuously, for all of eternity.

Did you catch that? Our risen Savior didn’t just choose us at the cross.

Our Savior chooses us now; defends us now; redeems us now; intercedes for us now, moment by moment, forever and ever, hallelujah!

I often grow weary of my children (let’s be honest, now :)). I often grow weary of my husband, of others, and sometimes I even grow weary of my Lord. My love fails.

But His love never fails.

He is a Savior who never grows weary!

It wasn’t just a one-time act, that choice to suffer on the cross, that forgiveness of even the most unpardonable sins. He continues to act on my behalf, acts for my forgiveness, over and over again. Today, and the next day, and for all of eternity.

As humans, we cannot even come close to that kind of love! In fact, even our most sacred vows end with ” til death do us part.” One day we will come to an end, and with that end, our imperfect love will also cease.

We says things like, “I’ll love you forever” but that promise is impossible for us to keep. And even if we manage to love one another for a lifetime, our love is full of faults, imperfections, wounds, conditions.

But His love is not our love.

He alone can keep the promise of a perfect, forever love. Our High Priest claims us time and time again.

Father, you see that one right there? I chose her. I died for her. Her sin is covered by my blood. She belongs to us now. I call her beloved. I love her as she is.

Oh, the overwhelming grace! It’s almost painful in its power. It floods us and we drown in it, dying to self and rising anew. Rising to bone-deep gratefulness. Rising to undeserved confidence in our eternal position. Rising to true love.

If you’re feeling low-down and unworthy today, unloved or under-appreciated, overwhelmed by sin or temptation or trials, or maybe just a little weary of life in general, remember who your Savior is.

He is real.

His love is real.

And it never ceases.

He sits at the right hand of the Father and proclaims, “Covered by my blood, covered by my blood.”

Rise anew, beloved,

rise anew.

Jen 🙂

Sharing with: A Little R&R, Grace and Truth

5 Ways to Stretch a Budget: Part 2 (the practical bit)

June 25, 2013 by stultsmamaof4 17 Comments

Yesterday I shared with you the first half of 5 Ways to S-t-r-e-t-c-h a Budget. If you haven’t read the first half, I encourage you to do so as it contains the foundation of our frugal living. In these tough economic times, it’s hard to find ways to make a small budget work, especially if you have a large family and are living on a single income. These tips should help.

And now, for part 2:

3. Pray for Your Needs and 4. Buy Gently Used

(these two overlap quite a bit)

Appliances – Finding good deals on appliances is admittedly harder than saving money on other items, but it can be done! Our first action is to pray about it. Remember, the Lord promises to provide for our needs. Our favorite money-saving techniques when buying gently used appliances are to look at garage sales, ask friends and family to be on the lookout for us, check craigslist, buy scratch and dent, and so forth.

Vehicles – We have never had a car payment, ever. When we realize that it’s time for a new (to us) vehicle, we start praying! Sensing a theme yet? 🙂 We know we cannot afford a car payment while attempting to pay down student loans, so we ask God to send us a vehicle that will meet our needs as well as our budget. Praise the Lord, He has always provided the vehicles we needed, sometimes even at no cost to us, including the necessary switch to a minivan before the birth of our twins! Then, we are often able to pass on the blessing by giving our old vehicle to someone else in need.

For necessary car repairs, we also pray. My husband does whatever he can himself, but if it’s a major repair, we usually have to ask for help. We’ve been blessed with some mechanics in the family, but when they are busy we have also turned to church family or friends. If you know someone mechanically minded, you could even trade services – offer to babysit, make a meal, or some other skill you or your husband have!

Furniture – In our home, you will not find new furniture. It’s a luxury we cannot afford, although I’ll admit I’ve been tempted at times! The majority of our furniture has come from garage sales, hand-me-downs, Goodwill, Craigslist, and so forth. We often pray for furniture needs as well, especially when we moved last year and our twins needed to graduate to full-sized beds and dressers of their own.

God provided a set of bunkbeds, a loft bed, a few dressers, a desk, and more – most of which came from one garage sale. We had looked at loft beds online for our daughter’s room since it was going to be quite small, but they were very pricey. We prayed about it and just didn’t feel peaceful about spending that much money on a want. That very weekend, God provided via the garage sale where we found a white loft bed with matching shelves and dresser – all for $50! They wanted to get rid of it so badly, they even threw in an extra desk. Praise the Lord! If we had not been willing to wait, we would have unnecessarily spent well over $400.

Baby Items – We have pretty much outgrown the baby years here, but when we found out we were pregnant with twins over four years ago, I learned a lot about trusting God to provide for needs in this area. He provided a second crib, clothing, a second exersaucer (which wasn’t even a need, really), and so forth from generous friends and even neighbors. We even found car seats we really liked on clearance in one of those moments when you know God is just blessing you for the fun of it! 🙂

I also shopped a lot of garage sales, but my favorite place to shop was the nearest second-hand baby store, called Once Upon a Child. Not only are the gently used items half the price of a new item, but also outgrown baby clothing and items can be traded in for cash or store credit. If you don’t have one in your area, check for another baby thrift store. E-bay was another source of gently used items that I utilized. Last but not least, I often swapped items with ladies at church. For more ideas on how to save in the baby area, read 9 Ways to Save on Kids’ Clothes.

Vacations – We do splurge a little in this area (at least what we call splurging). God has always provided a way for us to vacation when needed.

Now that my husband ministers full-time, vacations are becoming much more of an actual need than a want, and as the saver in the family, I’m learning to see them that way. 🙂 However, the funding isn’t always available, even for a “cheap” vacation like camping. In this case, we have vacationed at relatives’ homes, we have swapped houses, and we have even found some ministries for pastor’s families who help provide lodging. If you are a family in full-time ministry in desperate need of rejuvenation, please visit this site: http://www.lawrencewilson.com/free-retreats-vacations-pastors/ .

Utilities – You can only stretch this budget so far since heat and electricity are necessities (in this country anyway). However, setting the thermostat at 66 or 67 in the winter months and 75 or 76 in the summer months saves quite a bit of money. If you can’t go that far, even a couple of degrees can make a difference.

Consider rewarding your children for turning off unnecessary lights or appliances in the home to motivate them to keep utility costs to a minimum. Additionally, we utilize the budget-billing program to keep our monthly costs even, which is easier to budget for. Consider investing in energy efficient appliances, but only if you have the finances to. Again, if your budget is lacking, pray about it.

5. Do It Yourself Whenever Possible

Haircuts, Home improvements, Home decorating, Lanscaping, Gardening, Sewing, Homemade cleaning products – whatever you can do on your own rather than paying someone else to do is like money in the bank! A $25 pair of clippers lasts a long time – just sayin’. (See this tutorial to learn how to cut boy hair at home and my pinterest board for lots of other DIY tutorials.) Learn how to re-purpose everyday items such as baby wipes. And with the invention of Pinterest and the DIY blogs readily available, we really have little excuse to avoid learning some new skills, right? 🙂

If you have already tried to d-i-y and it just isn’t working, why not trade services to save money on the things you need help with? A few years ago, I promised my husband I would never again ask him to lay laminate wood flooring after we sold our previous home. He was miserable doing it and encountered much difficulty, even with the help of my brother-in-law! But we can barter with friends next time we need new flooring.

So that’s how we live frugally to achieve our financial goals. After 14 years of marriage, my husband has learned to appreciate my frugal nature, and I have learned to allow him to balance it out. Sometimes it’s nice to have the freedom to buy something new, or something that is a want rather than a need. I’m thankful for God’s wisdom in the mate He chose for me!

I’m sure I missed something, but I hope these ideas have helped you find areas in which you can stretch your budget, too! Even if you currently have a budget with a little room to spare, why not consider cutting back in just one area so that you can support global missions or feed a hungry child? When looking around our home, I can see there are things that we could live without even today, so I’m challenging myself here, too. Remember that as with any changes in life, learning to live more frugally is a work in progress. Even small steps can lead to success!

Have a great budget-stretching tip? Share with us in the comments!

Jen 🙂

If you enjoyed this post, you might suggest these practical suggestions for making things last:

http://harvestlanecottage.blogspot.com/2013/06/forty-ways-to-use-it-up-wear-it-out.html

or this post with additional ideas for savings in order to live on one income:

http://yourmodernfamily.com/how-to-become-a-stay-at-home-mom-on-one-income/

or these postw detailing how to save on kids’ clothes:

9 Ways to Save on Kids’ Clothes (part 1)

9 Ways to Save on Kids’ Clothes (part 2)

Also linking up at:

5 Ways to S-t-r-e-t-c-h a Budget: How a Family of 6 Lives on a Single Income

June 24, 2013 by stultsmamaof4 21 Comments

Today on Mama Monday, I want to touch on the matter of saving money! I know in these tough times, many families are looking for ways to stretch the budget. I also know that my husband and I learned several difficult lessons about finances early on in our marriage. So, as a family of six living on a single income, I’d love to share with you how we make our tight budget work! 🙂

Growing up an MK (missionary kid) taught me many life lessons. I’ve seen what it is to truly be in need. I know in many areas of the world, children often go hungry and families sleep on the bare dirt floors of a thatched jungle hut. I’ve witnessed firsthand the difference between needs (for survival) and wants (for pleasure). I’ve also seen our Father God provide for our family in some amazing ways – money for shoes sent from another state, postmarked before we even prayed for it!

So, when my husband and I first joined our lives together, it’s not surprising that some of our first arguments were over money – how to spend it. 🙂 I was very reluctant to spend our finances on anything I did not deem a need and my husband was more laid-back in his approach to finances.

However, a few short months later, we found ourselves expecting our first child and my husband without a job. During that time of zero income, I forgot those missionary kid lessons. I forgot that when we have needs, we turn to our Heavenly Father for help.

Matthew 6

²⁵“For this reason I say to you, do not be worried about your life, as to what you will eat or what you will drink; nor for your body, as to what you will put on. Is not life more than food, and the body more than clothing? ²⁶Look at the birds of the air, that they do not sow, nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not worth much more than they? ²⁷And who of you by being worried can add a single hour to his life? ²⁸And why are you worried about clothing? Observe how the lilies of the field grow; they do not toil nor do they spin, ²⁹yet I say to you that not even Solomon in all his glory clothed himself like one of these. ³⁰But if God so clothes the grass of the field, which is alive today and tomorrow is thrown into the furnace, will He not much more clothe you? You of little faith! ³¹Do not worry then, saying, ‘What will we eat?’ or ‘What will we drink?’ or ‘What will we wear for clothing?’ ³²For the Gentiles eagerly seek all these things; for your heavenly Father knows that you need all these things. ³³But seek first His kingdom and His righteousness, and all these things will be added to you.

³⁴“So do not worry about tomorrow; for tomorrow will care for itself. Each day has enough trouble of its own.

………………………

As a result of trusting in our own abilities rather than in the Lord, we quickly found ourselves in debilitating debt. It took 5 long years to dig out of the money pit we created. Since then, we have grown tremendously in our financial stewardship, mostly out of pure necessity.

I praise the Lord for the work He has done in overhauling our money mindset! Today, being a stay-at-home mom of four, I contribute very little to our family finances, so making the most of what we have is not optional – it’s mandatory!

I often field questions from others on how we make a single income work for our larger than average family (although I know many much larger than ours). So, I asked my husband to help me make a list of the areas in which we save money so that we can achieve our financial goals, the primary goal being that I am free to stay home with our children, and a secondary goal being to eventually live debt-free (that’s the work-in-progress part). 🙂

I hope you find these budget-stretching tips helpful!

***Disclaimer – this is not a post about whether or not women should stay home or go to work. That is a decision for each family to make with God’s guidance, and I recognize that some families just don’t have that option. Additionally, it is not a post to brag about our money-saving budget – it truly is by God’s grace alone that we are no longer living paycheck to paycheck and we still have much growing left to do. This is a post on ways to stretch the budget if you are looking for help – how we make a single income (a pastor’s salary) work for our family of six. 🙂

Top 5 Ways to stretch your budget. Budgeting for a family of six on one income.

1. Follow God’s Plan for Finances

Start with a Budget! It seems obvious, but many people don’t have a detailed budget, or they have one that they don’t follow. (Of course, we always stick to ours….Ha!) If you don’t have one, make one. If you don’t know how, ask someone for help. If you aren’t sure where to start, visit Crown Financial Ministries for some helpful tools.

Pay off Debt – OR better yet, try not to take on any debt in the first place; instead trust God to provide for your needs. Oh, how I wish I had understood how interest works earlier on in life! If you are already overwhelmed by debt, check into Credit Counselors’ Corporation or a similar non-profit group as soon as possible. The longer you wait, the worse it will get. Trust me – we’ve walked that path before! 🙂

Offerings – For us, giving a regular offering is non-negotiable. However, it was not always so! When first married, we were both still in college, so our income was very, very small, at times non-existent. So, we didn’t give consistently and usually what we did give was the leftovers at the end of the week. In time, however, we both became convicted that giving needed to be a priority.

We started very small: only five dollars a week. But we gave faithfully, and little by little God helped us to increase it. And while we wondered where our food was going to come from, He continued to provide! I want to encourage you that even if you have so very little at the moment, you can still be obedient to the Lord in this area. Even if the amount seems too small to matter, remember that it’s not about the money, it’s about the heart. I’ve heard that “you can never out-give God.” Test Him!

Luke 21:1-3 “And He looked up and saw the rich putting their gifts into the treasury. And He saw a poor widow putting in two small copper coins. And He said, “Truly I say to you, this poor widow put in more than all of them…”

Savings – For our family, savings is also as non-negotiable as we can possibly make it. Of course, sometimes things come up –something major breaks on the minivan, someone becomes ill, etc. For us, savings is definitely still a work in progress, but the goal is to have savings built up for each one of those occurrences so that we don’t have to take money from our budget to meet those additional expenses.

2. Distinguish Needs vs. Wants

Cable TV/Internet – We realized early in our marriage that for us, the expense was a want, not a need, and we simply didn’t have room for it in our budget. So, for many years we used an antenna when we wanted visual entertainment, or a VCR. Today, we splurge on Netflix – $7.99 plus tax per month. 🙂 Additionally, Internet service is not really a need (unless you work from home), but we choose to splurge on it now that we have room in our budget. If you are struggling to meet your monthly budget, these are two expenses that can probably go.

Cell Phones – I recently read that average cell phone bills for single users are upwards of $71, and for a family of four, as much as $200! That’s a lot of money to pay out every month for a “want”! What has worked to keep our costs low is using Tracfone, Net10, and other prepaid companies. (Update: currently we use a company called Consumer Cellular – 3 lines on a shared plan for $67.00/ month!)

We receive all of the advantages of cell phone usage (even data plans) without being tied to a contract, and since our company pays to use larger companies’ towers (like Verizon and AT&T), we rarely lose signal! If a cell phone is a true need for you because of work, etc., consider changing to a less expensive company or plan. If you can’t change your cell phone to a lower-cost plan at this time, consider getting rid of your home phone altogether and save in that area, or consider downsizing to one shared cell phone.

Clothing – This area is probably the one in which we stretch our budget the most. Growing up an MK, I wore whatever clothes were available, plain and simple. Brand name loyalty was not an option for our family back then, and it’s not an option for my family now! Don’t get me wrong – I love nice clothing, but buying new wardrobes for our children every year is not feasible for our budget.

Clothing three children, one teen, and two adults can be a challenge, but we’ve found a variety of ways to save (check out 9 Ways to Save on Kids Clothes). Clothing for adults is more challenging, but garage sales and thrift stores can still be useful. When we have a clothing need, I often take it to the Lord in prayer before I start shopping around. I can’t tell you how many times we’ve been blessed with bags of clothing from friends, church family, neighbors, and even a well-timed garage sale!

Philippians 4:6-7

Be anxious for nothing, but in everythingby prayer and supplication with thanksgiving

let your requests be made known to God.

And the peace of God, which surpasses all comprehension,

will guard your hearts and your minds in Christ Jesus.

Food – Again, we don’t have the luxury of caring about brands. Although, I readily admit that I am toilet paper snob . The cheap brands just don’t cut it. 🙂 To save money on food and toiletries, I buy store brands and shop at stores like Aldi’s, as well as local farmers markets (when in season). In the last few years, I have also learned a great deal about couponing! I know, I know – not everyone loves using coupons, but it works for us. (Yes, I have a small stock-pile. No, I’m not one of those extreme couponers with a basement full of paper towel). 🙂

Another way to keep grocery bills low is to create a menu and shop for only the items you need for that menu. This really works for our family. I also cook from scratch (or nearly from scratch) almost every night of the week, rather than buying pre-made meals or eating out, although we do splurge by eating out on occasion (dollar menu, anyone?).

Bottom line: always keep in mind the question of whether the item you want to purchase is truly a need or if it’s just a want. Once you have honestly assessed the situation, then you can decide whether or not to fund the purchase even if it is a want. I also cannot emphasize enough how prayer impacts the way in which we use our limited finances. Often, when we have a need, if I cannot find the item at a price we can afford, I wait…

And He provides.

Please join me for the second half of 5 Ways to Stretch a Budget with more practical ways to save!

Jen 🙂

Have a tip to share? Comment with your best money-saving advice!

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Five Minute Friday: Rhythm

June 21, 2013 by stultsmamaof4 19 Comments

Rhythm

I often say that our youngest son, four years old, marches to the beat of a different drum. He’s the baby of the family. Born a mere minute after his twin sister, he remains somewhat of a mystery to me. He’s faced many trials in his young life already: a premature birth, an apnea monitor, an adverse reaction to immunizations resulting in a seizure disorder, a misshapen head requiring a corrective helmet, enlarged tonsils that interrupted sleep, removal of said tonsils that resulted in a brief hospitalization, and so on.

Despite said trials, he is my happy child, my cuddler, the one who pats my face gently, the one who seeks me out regularly just for a quick snuggle and then it’s back to playing. He requires near constant physical touch.

And rhythm, oh does he have rhythm. I often wonder if he will be a conductor someday because the first body part to catch the beat is usually a hand. He loves music, and he loves it loud. His whole body is one with the cadence.

Out of all four children, he’s the one I have the least clue about. Who will he grow up to be, this young boy? What drives him? When I think of him, I think of words like smile and touch and laughter. He’s the son who gets crazy silly when he’s sleepy. He’s the one who laughs at weird noises. I once entertained him all the way through a grocery store trip by repeating a single phrase in a weird voice. “Do it again, mommy. Again!” And peals of laughter rang out all through the store.

To say I love him just isn’t sufficient. He’s oh-so-different, unique, precious to me. He doesn’t even have to do anything special to make me love him. I just love him for who he is, even without completely understanding him, this boy who marches to the beat of a different drum. My love for him is overwhelming and fierce. I would die for this boy.

And that’s how God feels about all of His children.

Jen 🙂

Five Minute Friday is a challenge, a free-writing exercise that takes place every friday over at www.lisajobaker.com. Join us! 🙂

The Truth About Greener Grass

June 18, 2013 by stultsmamaof4 18 Comments

Have you ever been tempted by greener grass? Something that just looked too good to resist?

Often as Christians, we fail to appreciate and recognize the protection of living inside of God’s boundaries. Instead, we view them as obstacles to our own pleasure and enjoyment.

I’ll never forget a lesson I learned about boundaries and greener grass years ago when our youngest two were just preschoolers. We had just moved to a new community, and one of my favorite benefits of our new home was it’s fenced-in backyard! The security of a fence gave this mama of four a lot of peace of mind!

Our children were under strict instructions to never leave the protection of the fence without permission. They knew swift consequences would follow if they should choose to disobey.

But I had seen him, our littlest boy, eyeing the gate from time to time…looking for the proverbial greener grass.

What would happen if he chose to leave the security and protection of our fenced backyard for the greener grass? Perhaps nothing, at first.

Perhaps nothing, at first.

In fact, we may not even catch him doing it right away.

Escaping negative consequences, he would likely decide to slip out unnoticed again….and again… and yet again… until one time, he ventures far enough to find himself suddenly facing grave danger.

And like disobedient Peter Rabbit suddenly face-to-face with the Gardener, he quickly understands the reason behind the boundary, the one he crossed without permission, the one meant to protect him, not to ruin his fun.

But it’s too late.

*This post has a new home! Follow this link to read the rest. 🙂